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20px}.narrow{max-width:760px}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}.topbar{background:var(--navy-deep);color:#dce6f5;font-size:14px}.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:7px;padding-bottom:7px;flex-wrap:wrap}.topbar a{color:#fff;font-weight:600;text-decoration:none}.stripe{height:4px;background:linear-gradient(90deg,var(--red) 0 33%,#fff 33% 66%,var(--blue) 66%)}header.site{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}.brand-mark{width:36px;height:36px;flex:0 0 auto}.brand-name{font-family:var(--serif);font-weight:700;font-size:1.3rem;letter-spacing:.01em}.brand-name span{color:var(--red)}nav.main{display:flex;align-items:center;gap:22px}nav.main a{text-decoration:none;color:var(--ink);font-weight:500;font-size:15px}nav.main a:hover,nav.main a[aria-current]{color:var(--blue)}nav.main a.btn-call,nav.main a.btn-call:hover{color:#fff}.menu-toggle{display:none}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 22px;border-radius:10px;font-weight:700;font-size:16px;text-decoration:none;border:2px solid transparent;cursor:pointer;font-family:var(--sans);transition:background .15s,transform .05s}.btn:active{transform:translateY(1px)}.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:var(--red-dark);color:#fff}.btn-outline{border-color:var(--navy);color:var(--navy);background:transparent}.btn-outline:hover{background:var(--navy);color:#fff}.btn-call{background:var(--navy);color:#fff;padding:10px 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li:before{content:"★";position:absolute;left:0;top:0;color:#fff;background:var(--red);width:21px;height:21px;border-radius:50%;font-size:11px;display:grid;place-items:center}.hero-call{color:#d7e2f2;margin-top:8px}.hero-call a{color:#fff;font-weight:700;font-size:1.2rem}.page-hero{padding:40px 0 44px}.page-hero h1{margin-bottom:.3em}.quote-card{background:var(--white);color:var(--ink);border-radius:16px;box-shadow:var(--shadow);padding:26px;border-top:6px solid var(--red)}.quote-card h2{font-size:1.5rem;margin-bottom:4px}.quote-card .sub{color:var(--muted);font-size:15px;margin-bottom:16px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px 14px}.field{display:flex;flex-direction:column;gap:4px}.field.full{grid-column:1 / -1}.field label{font-size:14px;font-weight:600;color:var(--navy)}.field input,.field select{font:inherit;font-size:16px;padding:11px 12px;border:1.5px solid var(--line);border-radius:9px;background:#fbfcfe;color:var(--ink);width:100%}.field 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th{background:var(--navy);color:#fff;font-family:var(--serif);font-size:1.05rem}.compare tbody th{color:var(--navy);width:26%}.table-scroll{overflow-x:auto}.note{background:#fff6e6;border-left:4px solid #d08a00;padding:14px 16px;border-radius:8px;font-size:15px;color:#5c4300}.cta-band{background:var(--navy);color:#fff;padding:52px 0;text-align:center}.cta-band h2{color:#fff}.cta-band p{color:#d7e2f2}.cta-band .actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}.cta-band .btn-outline{border-color:#fff;color:#fff}.cta-band .btn-outline:hover{background:#fff;color:var(--navy)}.faq details{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:16px 20px;margin-bottom:10px}.faq summary{font-weight:700;color:var(--navy);cursor:pointer}.faq details p{margin:10px 0 0;color:var(--muted)}.post-list{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.post-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:24px;text-decoration:none;color:inherit;display:flex;flex-direction:column;transition:box-shadow .15s,border-color .15s}.post-card:hover{box-shadow:var(--shadow);border-color:#c7d3e3;color:inherit}.post-card h3{margin-bottom:8px}.post-card p{color:var(--muted);font-size:15.5px}.meta{font-size:14px;color:var(--muted)}.tag{display:inline-block;font-size:12.5px;font-weight:600;background:var(--sky);color:var(--navy);padding:3px 10px;border-radius:999px;margin:0 6px 6px 0}.draft-badge{display:inline-block;background:#fff1c2;color:#6b4e00;font-size:12px;font-weight:700;padding:2px 8px;border-radius:6px;margin-left:6px}.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:44px;align-items:start}.article-grid aside{position:sticky;top:92px}.prose{font-size:18px}.prose h2{margin-top:1.6em;font-size:1.65rem}.prose h3{margin-top:1.3em}.prose ul,.prose ol{padding-left:1.3em}.prose li{margin-bottom:.4em}.prose 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p{margin-bottom:.7em}.mobile-actions{display:none}@media(max-width:900px){.hero-grid,.article-grid{grid-template-columns:1fr}.article-grid aside{position:static}.cards,.steps,.post-list,.foot-grid{grid-template-columns:1fr}nav.main{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}nav.main.open{display:flex}nav.main a{padding:14px 20px;border-top:1px solid var(--line)}nav.main .btn-call{display:none}.menu-toggle{flex:0 0 auto;display:inline-flex;background:none;border:1.5px solid var(--line);border-radius:8px;padding:8px 10px;cursor:pointer;color:var(--navy)}.mobile-actions{display:flex;gap:8px;margin-left:auto}.mobile-actions .btn{padding:9px 14px;font-size:14.5px;white-space:nowrap}.brand-name{white-space:nowrap}.hero{padding:28px 0 40px}.topbar,.hero ul.checks,.hero .hero-call{display:none}.hero .eyebrow{margin-bottom:10px}.hero .lede{font-size:1.05rem;margin-bottom:18px}.hero-grid{gap:20px}}@media(max-width:520px){.form-grid{grid-template-columns:1fr}.quote-card{padding:20px 16px}.wrap{padding:0 16px}.brand-name{font-size:1.02rem}.brand-mark{width:32px;height:32px}header.site .wrap{gap:10px}}@media(max-width:370px){.brand-name{font-size:.92rem}.brand-mark{display:none}.mobile-actions .btn{padding:8px 10px;font-size:13.5px}}