By using bluelibertyhealth.com (the "Site"), you agree to these Terms of Use. If you don't agree, please don't use the Site.
Who we are
Blue Liberty Health is a health insurance agency. Insurance is offered through licensed agents. We are not an insurance company, and we are not affiliated with HealthCare.gov, the Health Insurance Marketplace, or any government agency.
Information only, not advice
Content on the Site, including our blog, is for general information. It is not legal, tax, financial, or medical advice. Plan availability, benefits, prices, and eligibility for financial help depend on your state, income, household, and the carrier, and can change. Only the plan documents from the carrier describe your actual coverage.
Quotes and plan options
Requesting a quote does not obligate you to buy anything and does not guarantee coverage. Coverage begins only when an application is accepted by the carrier or Marketplace and any required premium is paid. We may not offer every plan available in your area.
Short-term medical, limited medical, fixed indemnity, and similar private plans are not ACA-compliant health insurance. They may exclude pre-existing conditions, may not cover essential health benefits, may have dollar limits, and are not eligible for premium tax credits.
Communications
If you provide your contact information and consent, you agree that we may contact you as described in our Privacy Policy and on the quote form. You can opt out at any time.
Your responsibilities
You agree to provide accurate information and to use the Site only for lawful purposes. Don't submit information about another person without their permission.
Intellectual property
The Site's content, name, and design belong to Blue Liberty Health and may not be copied without permission.
Disclaimers and limitation of liability
The Site is provided "as is." To the fullest extent allowed by law, Blue Liberty Health is not liable for indirect or consequential damages arising from your use of the Site. Nothing in these terms limits rights you have under insurance laws or other laws that can't be waived.
Changes
We may update these terms. Continued use of the Site after a change means you accept the updated terms.
Contact
Blue Liberty Health
support@bluelibertyhealth.com